Booking a carp fishing holiday in France is exciting, but it also comes with responsibilities that many anglers overlook – the most important of which is holiday insurance. While it’s easy to assume insurance is only for medical emergencies, the reality is that a good policy protects you against cancellation due to illness, job loss or unexpected events, covers medical costs and repatriation, and can even safeguard your tackle. This article, written by one of our directors Bridget, explains why we think travel insurance for carp fishing in France is crucial…
This is not a sales tactic and I have to admit I have an inherent dislike of insurance companies. I pay a fortune out in my premiums year after year and really never seem to have to claim. So on my balance books, insurance companies simply win out every time. However, having seen how many problems can occur, I’m hastily ‘touching wood’, knowing I should be grateful I have not had to claim.
But, and this is an enormous… BUT, my experience of over 25 years in this business has taught me that insurance is important. Time after time I see instances where job losses, illness or even worse causes havoc and all at a time when people really could do without the stress and can least afford it.
What does travel insurance cover?
The main parts regarding holiday insurance cover are as follows. So get your insurance and make sure the policy gives your group the cover it needs.
- Cancellation of the holiday in certain circumstances
- Medical expenses and repatriation if necessary
- Cover for tackle and theft (optional)
- Cover for additional costs if a disaster should happen.
Insurance can cover all these things so it needs to be taken around the time you book & not just before you are due to travel.
The preconception that insurance is just in case you have medical expenses abroad is very flawed. The preconception that a problem rarely occurs and it will probably all be alright is also seriously flawed. I can cite countless instances where this belief has caused huge problems. Usually and very sadly when someone loses their job or becomes seriously ill and the holiday cannot be taken.
The problem is when you pay your deposit and reserve a holiday you enter into a contract. It means that if you default on taking the trip, through no fault of the lake you have booked, you may lose your deposits paid. Contractually, it is not the lake owner’s fault and they should not lose their income because someone in the group fell ill.
Insurance is for unforeseen circumstances, it is important and when people book, particularly in groups, a lot is taken on trust by the organiser.
Time and time again I see people get caught out… So don’t let it happen to you. You can get insurance anywhere now, even the main supermarket.
Where to find travel insurance that covers tackle too…
We have been recommended a couple of companies, which may be worth you checking out:
- Coversure Insurance, a customer of ours stated they had an annual policy of reasonable cost that also covered their fishing tackle.
- Sports Cover Direct, specifically state they also cover sporting equipment such as fishing tackle for your holidays.
Be insured and assured of a great trip!
Bridget Dawson, Angling Lines
Is it your first trip carp fishing in France? Find our helpful guide here: A Beginner’s Guide To Carp Fishing in France
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